25 Years of Expertise in Commercial Insurance
Our History
Misty Kelly has spent 25 years doing one thing: making sure insurance works for the people who buy it, not the companies that sell it.
As the founder of Snow Canyon Insurance, Misty built her agency on a premise that should be obvious but rarely is: policyholders deserve options. Too many business owners stay locked into the same carrier year after year, quietly absorbing rate increases and coverage cuts they never see coming. Misty's job is to make sure that doesn't happen to her clients. She shops the market, negotiates hard, and puts competing options in front of every insured, because an informed client is a protected client.
Misty's career spans a quarter century of property and casualty insurance, with deep specialization in industries where the stakes are highest. She has spent her career building expertise around the businesses that can least afford to be underinsured: home health care agencies, medical staffing firms, and healthcare organizations where a single gap in coverage can mean financial ruin.
That longevity matters. After 25 years, Misty has seen how claims actually unfold, where policies quietly fail, and which carriers show up when it counts. Her clients don't just get coverage. They get the benefit of two and a half decades of hard-won, real-world insurance experience applied directly to their business.