What Insurance Does Medical Staffing Need?

Medical staffing agencies have a unique exposure because they're placing workers into facilities they don't control, which means their liability often extends into environments run by someone else. Core coverages typically include general liability, professional liability specific to staffing, workers' compensation, and EPLI. Many facilities that contract with staffing agencies will require proof of specific coverage types and limits before they'll accept placements, so it's important to have documentation ready and coverage that actually matches what those contracts require.

Reviewed by Misty Kelly, Licensed Property and Casualty Broker with 25 years of healthcare insurance experience.